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Password security section
Password Manager section
Two-Factor Authentication (2FA) section
Miscellaneous section

Password security

Use the password and security features of your device and software; many people don't even bother to set a password !

It's especially important on smartphones, because a lot of smartphone apps don't even have a "log out" feature. They assume that if you have the phone and were able to log in once, a while ago, you must be the account owner, no account password needed.

But some passwords are fairly easy to bypass; don't expect them to protect you from every threat:
Computer Hope's "How to clear an unknown BIOS or CMOS password"
Mark Wilson's "How to crack Windows and OS X passwords"
Hack Cave's "Hack Windows 10 Login Password In 2 Minutes [Works For All Windows Versions]"
Hack Cave's "Hacking/Bypassing Android Password/Pattern/Face/PIN"

Don't use the same password on multiple sites. If one site is breached, all the others become vulnerable.
Do NOT use Facebook login or Google login as your login to lots of other web sites. Not only does it let everything get shared, but if Facebook or Google ever deactivates your account for some reason, you've lost access to those other sites too.

Similarly, don't use a Microsoft login to your Windows PC, use a local login.

Really, you should have only 2 or 3 passwords you remember; the rest should be in a password manager. And in general, length is more important than complexity (but having both is even better).

Password Manager

Reasons to use a password manager:

Some passwords they can't apply automatically: your PC's BIOS and Windows login info, encrypted boot drive's password, physical-world passwords such as ATM and credit-card PINs. You can store those passwords in the password manager, but not drag them out to apply them.

A quirk: every now and then, I find I have to type a password manually. Maybe I'm reading it out of the password manager in my laptop, and typing it into someone's phone. In that case, having a password that mixes lots of letters and numbers and special characters is a real pain. And having similar-looking characters such as "1" and "l" and "0" and "O" is a pain. So I try to avoid generating passwords with that last problem.

Arguments against password managers:
Stuart Schechter's "Before You Use a Password Manager"

Dan Goodin's "'Severe' password manager attacks steal digital keys and data en masse"
Martin Vigo's "Even the LastPass Will be Stolen, Deal with It!"
Linus Sarud's "Thinking outside of the password manager box"

With enough effort, and maybe good starting guesses, password manager databases are crackable. See for example devio's mod0keecrack, ElcomSoft blog
ISE's "Password Managers: Under the Hood of Secrets Management"

Features to consider:

Don't use a browser's password-saving features: the security level is unknown, there are exploits of it for tracking purposes (Gunes Acar's "Web trackers exploit browser login managers"), it's not cross-browser, features will be minimal. Use a dedicated password manager.

Wikipedia's "Password manager"
Slant's "What are the best offline password managers?"
Alan Henry's "Five Best Password Managers"
How-To Geek's "Password Managers Compared: LastPass vs KeePass vs Dashlane vs 1Password"

Some free password managers:
KeePass (there are multiple forks, I use KeePassXC)
Blur (more than just a password manager)
gopass (more team-oriented)

I don't want a manager with a browser add-on that watches every web page I load; that increases the attack surface of both apps. And an offline manager is more secure.

So I chose KeePassXC 2.x, and use just the application, there are no browser add-ons for it. I auto-type username and password from KeePass application into login web page.

In database security encryption settings, change file format to latest version, and increase the decryption time for more protection.

In my cloud backup application, I disabled backup of the KeePass database file; I want to back it up to my own devices (external hard drive, etc) only.

On Android phone, I installed Keepass2Android Offline. Connect cable and copy KeePass database file to phone to get the file into Android / Data, then have Keepass2Android Offline access it from there.

/u/Rafficer's "How to set up automatic login with 2FA and Two-Password mode with KeePass 2"

Some strange things on Android: there is no "log out" in the Yahoo Mail app; you have to "remove" your email account, and then when you add it back later, you're asked for your phone's PIN, not your Yahoo Mail password. Similar for GMail app, but even worse: removing your GMail account could affect many other services on the phone. ProtonMail app also has no logout; after password is given at installation time it never asks for password again. Reddit app has a "log out" button, but then when you log back in, it doesn't ask for a password, you're just back in ! The Tripadvisor, AirBNB, and FaceSlim apps do have a proper sign-in/sign-out behavior. The WhatsApp app has no sign-out at all. I guess you could use the browser and web sites instead of installing these apps, but then you lose a lot of functionality and nice UI.

Reasons to use a password manager on a smartphone, despite the app issues I listed:
From /u/VividVerism on reddit:
Logging into web pages. Signing into apps for the first time. Signing into apps after deleting data and/or reinstalling and/or factory reset. Banking apps and similar high-security apps that do require a password either to log in or confirm a purchase/transfer/etc. Storing Wi-Fi passwords. Having your passwords handy for manually logging into sites on computers you don't own, or while traveling. Storing things other than passwords, such as credit card information, social security numbers, or library card information. Installing plugins to let you transfer passwords via QR code or to plug your phone into a computer via USB to type your passwords for you. Using the TOTP features to generate 2FA codes instead of a dedicated app. Storing passwords for any new accounts you set up on your phone. Keeping a database backup with you.

I'm probably missing a few use cases. In short, yes: there are plenty of reasons a password manager can be useful on a phone.

Don't let Windows store passwords and apply them automatically. If someone cracked your Windows password, they would get automatic access to those things. I set my backup application to not "remember" me, so I have to log in to it manually every time I run it. If you have an encrypted external hard disk, don't let Windows hold the password and apply it automatically (auto-unlock); you should type it in manually each time you plug in the disk drive.

Don't let your browser store passwords and apply them automatically. The quality of their security is unclear, and that method works only inside that browser. Not sure how backup and restore would work. Much better to use a dedicated password manager application.

Passwords, from article by Jacob Bernstein in The New York Times, June 24 2012:

... it is less clear to cybersecurity experts that having a password with extra numbers or special characters actually makes customers safer.

"People's choice of passwords is not the real problem today", said Dr. Joseph Bonneau, a University of Cambridge researcher who studies cyber security. "The real problem is typing in passwords to the wrong Web site, which is stealing them."

So why are Web sites suddenly requiring users to add special characters or numbers ? "It's security theater", Dr. Bonneau said. "So people feel safe. It makes the Web sites seem like they're taking things more seriously, when in fact most of them have no control if you have malware. In absence of a way to tackle bigger problems, it's easy to add restrictions. They don't want to seem less secure than competitors."

Two-Factor Authentication (2FA)

Some sites offer two-factor authentication, where you can't log in unless you possess both knowledge (password) and your registered device (phone or dongle or token). When logging in to the site, you have to type in your usual password, plus some one-time passcode you get through the device.

Forms of 2FA, from best to worst:

If you have to use a phone-based method, I would choose one that doesn't depend on the cellular network, which can fail or be unavailable. Also, I'd rather not give my phone number to all of these web sites. Instead of SMS, use a TOTP app such as Google Authenticator, if supported. Save the secret seed (the long string you type in at the beginning) and any recovery codes, so if you lose the phone, you can install them on another phone.

All of the TOTP apps are compatible: Google Authenticator, andOTP, Authy, Authenticator Plus, more. I switched from Google Authenticator to andOTP because andOTP is open-source and not-Google, and Google Authenticator is specific to the phone (number) it is installed on. Also andOTP has a password protecting the app. Still I don't put sitenames and usernames and passwords into the app, so if someone gets the database they don't have enough info to find the accounts.

Some systems call themselves two-factor but really are just two-step, they don't require that you have a device such as a phone. They just send a code to your email or ask you more questions or something.

With two-factor, check ahead of time to see what happens if you lose your device (or it dies, or the battery runs out), or have to change your phone number, or have to reinstall the security application (which may change the security ID), or want to log in through some other computer (if using the no-phone option), or the security app vendor (such as Google) disables your account. In some cases you'd have to contact each site/company and answer security questions to get them to set a new password and security ID on your account. This could be a real pain if you change phone number or upgrade to a new phone or laptop; you'd have to contact all of the sites/companies you use. Some systems have a way to print out verification codes to use if your device fails; don't skip this step when turning on two-factor security.

Eric Ravenscraft's "What Happens If I Use Two-Factor Authentication and Lose My Phone?"
Jack Stuart's "How my personal security backfired on me"

(Found these instructions for VeriSign VIP Access: "You need to save the VIP.tok from \Application Data\VIPAccess. You also need to save the registry keys HKLM\Comm\Security\Crypto\UserKeys\Microsoft Enhanced Cryptographic Provider v1.0\VipAccessKeyContainer and HKCU\Software\VIPAccess".)

None of the phone-number-specific solutions seem to work for cases where multiple people would be sharing the same account, or where you switch around a lot and carry only one of your multiple devices (phone, tablet, laptop) at a time. If you use a computer (non-phone) app, how would that work with multiple computers (home desktop, work desktop, laptop) ?

Note that any two-factor that requires the user to type in a code still is vulnerable to phishing or scamming. A keylogger could record the code as it is typed in, or the user could be typing it in to a bogus web page, or the user may be fooled into reciting the code to a "tech support" scammer on the phone. Time-based two-factor is less vulnerable, since the thief would have to use the code within 60 seconds or so. Tokens or software that connect directly (USB, NFC, etc) to the computer/phone probably are less vulnerable than typed codes.

Note that software TOTP two-factor still is vulnerable to a breach at the server. If the company loses its database of passwords and two-factor secret starting codes, the hacker can get into your account. But software two-factor TOTP does defend against you reusing passwords across multiple sites, and against a keylogger listening to your typing (the hacker would have to use the code within 60 seconds or so), and against brute-forcing.

Lucian Constantin's "5 things you should know about two-factor authentication"
Stuart Schechter's "Before You Turn On Two-Factor Authentication ..."
Wes Siler's "Traveling With Two-Factor: How To Access Your Accounts Abroad"
Emily Price's "Always Carry Your Google Account's Two-Step Verification Codes With You"

Eric Ravenscraft's "Google Adds a USB Key Option to Two-Factor Authentication"
Robert Lemos's "Google offers USB security key to make bad passwords moot"

Jenny Knafo's "Most Popular 2-Factor Authentication (2FA) Compared"

Some serious security guys like YubiKey.
Another prominent company is Feitian.
Open-source: Solo (formerly U2F Zero; also solokeys / solo).
New 9/2018 (U2F only, USB/NFC/Bluetooth): Google Titan (article1, article2).

It seems U2F is the newest, best protocol, but not supported everywhere quite yet (12/2017 not in Lastpass, not in Windows 10 for home users). Nick Parlante's "The Unofficial FIDO U2F FAQ"

USB is needed for PCs; NFC is needed for phones.

Costs $40 or $50 per key.

Yubico's "Compare YubiKeys"

[From /u/SoCleanSoFresh on reddit.]

My questions:
[I'm a Windows 10 Home user, a normal home PC user.]

Apparently there are two ways to use YubiKey with Windows login:

drduh's "Guide to using YubiKey as a SmartCard for GPG and SSH" (mostly Linux-only)

Important places to use two-factor authentication:

Downsides of two-factor authentication:
Russell Brandom's "Two-factor authentication is a mess"

My experience with Symantec VIP hardware token starting 2/2018:

Got it for free from my main bank. Push a button, it generates a 6-digit number, which changes every 30 seconds or whatever. This is called a Time-based One Time Password (TOTP).

For my bank, activated it online by logging in, going to a Security page, and then giving serial number of token and current 6-digit number. Then when logging in, just add the current 6-digit number to the end of the password. If I lose the security token, I can call the bank and answer lots of questions, and they'll deactivate it for login.

The Symantec web site says one of the sites that uses "Symantec VIP" is PayPal, but the PayPal site seems to say only SMS is supported, not the hardware token. Same thing with EBay USA, Symantec claims support but then token is not supported by the site.

Fidelity funds does support this token, but the Fidelity retirement unit where I have an account does not support it.

My credit union does not support two-factor of any kind.

None of my three email providers support this device; 2 of 3 support no hardware devices at all. Facebook and reddit don't support this kind of device. Transferwise doesn't support hardware devices. IDrive doesn't really do two-factor. Veracrypt doesn't do two-factor.

Maybe login to the KeePass password manager can be set to use TOTP, via "OtpKeyProv" extension ? But I don't want to do this. If I lost the security token, I'd have no way to recover, other than having previously saved a copy of the database that did not require the security token.

/u/Rafficer's "How to set up automatic login with 2FA and Two-Password mode with KeePass 2"

There is a way (using Linux) to make a software-TOTP equivalent of a Symantec VIP hardware-TOTP token:

Chef-Koch's "How To use TOTP with your PayPal account".

The "This credential expires on this date" feature is worth noting.

Couldn't get it to install properly, using "sudo pip install .". Then did "sudo apt install" and that seemed to work. Did "docker run --rm kayvan/vipaccess provision -p -t VSST", and got "Command 'docker' not found". Dev said do "pip install setuptools". Got further, to some error about "oauth bdist_wheels". Did "pip install wheel".

From home directory, did ".local/bin/vipaccess provision -p -t VSMT". Worked ! Copied "otpauth://totp/VIP%20Access:VSMTXXXXXXX?digits=6&secret=XXXXXXXXXXXXXXXXXXXXXXXXXXXX&period=30&algorithm=SHA1&issuer=Symantec" Put info (including expiration date) into my Keepass password manager, went to PayPal and activated TOTP using Symantec VIP 30-second, logged out of PayPal and back in using TOTP, worked !

Patrick Lucas Austin's "How to Boost Your Game Console's Security"


This page updated: April 2019

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